Publications & Journals

Peer-reviewed research contributions in secure payment systems, tokenization, and AI-driven fraud detection.

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Data Tokenization: A Key Enabler for Payment Card Industry Data Security Standard (PCI DSS) Compliance in Payment Systems

ICEET — IEEE Conference  |  IEEE Xplore

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Intelligent Fraud Detection Using Machine Learning in Cross-Platform Retail and Banking Transactions

ICCA — IEEE Conference  |  IEEE Xplore

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Adaptive Loyalty Systems: A Reinforcement Learning Framework for Dynamic and Context-Aware Benefit Allocation

ICAIC — IEEE Conference  |  IEEE Xplore

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Integrate Serverless AI/ML for Fraud Detection and Credit Spending Insights

AIRC — IEEE Conference  |  IEEE Xplore

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Explainable Deep Learning for Real-Time Credit Card Fraud Detection in Tokenized Transactions

CSC Journal