Research | Balakumaran Sugumar

Data Tokenization: A Key Enabler for Payment Card Industry Data Security Standard (PCI DSS) Compliance in Payment Systems

IEEE Conference

Explainable Deep Learning for Real-Time Credit Card Fraud Detection in Tokenized Transactions

CSC Journal

Integrate Serverless AI/ML for Fraud Detection and Credit Spending Insights

IEEE Conference

Intelligent Fraud Detection Using Machine Learning in Cross-Platform Retail and Banking Transactions

IEEE Conference — Co-Author

Adaptive Loyalty Systems: A Reinforcement Learning Framework for Dynamic and Context-Aware Benefit Allocation

IEEE Conference — Co-Author